KREDIT KONSUMER – Confirmed
ACARA
11 – 13 April 2017 | Rp 7.000.000,- di Hotel Horison Ultima Riss, Yogyakarta
DESKRIPSI TRAINING KREDIT KONSUMER
Dengan semakin tingginya permintaan masyarakat akan kredit konsumer (KPR / KKB / KTA dan Credit Card) sangat penting bagi bank ataupun institusi keuangan untuk dapat merespon animo masyarakat tersebut dengan mengembangkan produk sesuai dengan permintaan konsumen. Dan mengelola portofolio kredit konsumen tersebut sejak dari proses akuisisi sampai dengan collection, untuk mendapatkan imbal hasil (return) yang optimum bagi bank/institusi keuangan tersebut.
TUJUAN TRAINING KREDIT KONSUMER
- Memahami mekanisme pengembangan produk kredit konsumer
- Mengetahui cara mengakuisisi nasabah
- Memahami prinsip kerja credit scoring
- Mendapatkan teknik-teknik untuk mengelola portofolio kredit konsumen
- Mengetahui teknik dan strategi collection
- Memahami cara menganalisa tingkat profitabilitas
MATERI TRAINING KREDIT KONSUMER
Planning Consumer Credit Products
- Selecting and attracting the target market, Designing product terms and conditions
- Developing profit models for consumer lending products
Account Acquisition
- Screening and credit evaluation, Avoiding negative selection
- Setting credit lines to meet profit goals
Credit Scoring Theory And Application
- Developing and implementing scores to meet business goals
- Monitoring and validation
Portfolio Maintenance
- Controlling the performance of accounts
- Testing programs for optimum implementation
Collections
- Developing a collection strategies : identifying low- and high risk accounts, collection scoring, allocating internal and external resources
- Forecasting delinquency and write off
Secured Products: Mortgages (KPR) And Automobile Loans (KKB) and Unsecured Product : Personal Loan (KTA)
- Planning the product , Screening techniques (underwriting process)
- Managing the portfolio
Profit Analysis
- Life time, single-loan profitability analysis, installment loans and revolving products
- Allocating revenue and cost by product and Funding
INSTRUKTUR TRAINING KREDIT KONSUMER
YG Purpito and Team
METODE TRAINING KREDIT KONSUMER
Kegiatan pelatihan dirancang agar peserta dapat memahami secara komprehensif materi yang disampaikan, sehingga dapat dimplementasikan secara aplikatif dalam dunia kerja. Adapun metode yang digunakan adalah:
- Presentation
- Discuss
- Case Study
- Evaluation
PESERTA TRAINING KREDIT KONSUMER
Business Support Credit Consumer, Manajer Portofolio, Analis Kredit, Account Officer, Analis Kredit, Analis Risiko, Pimpinan Cabang
WAKTU & TEMPAT TRAINING KREDIT KONSUMER
- 11 – 13 April 2017
- Pukul 08.30 – 16.00 WIB
Hotel Horison Ultima Riss Yogyakarta
Request for Training Venue: Semarang, Solo, Bandung, Jakarta, Balikpapan, Surabaya, Jogja, Lombok, Malang, Makassar and Batam
In House Training Depend on request
INVESTASI
- Course Fee : Rp. 7.000.000,-/participant (non residensial) Min 2 peserta dari perusahaan yang sama.
FASILITAS TRAINING KREDIT KONSUMER
- Training Hand Out
- Digital Material
- Certificate
- Exclusive Souvenir
- Qualified Bag
- Training Photo
- Training room with full AC facilities and multimedia
- Once lunch and twice coffee break every day of training
- Qualified Instructor
- Transportation from airport / railway to hotel and from hotel to the training venue (2 person from one company)
KREDIT KONSUMER